Bicycle Finance SA

BicycleFinanceSA has been around for almost 30 years now. They bring their knowledge of the financial world to the table along with a passion for cycling. Head over to the site to fill out an online application and submit it once it’s completed, along with a copy of your ID or passport.

Once you’ve cleared the credit check process, the company will finish your application, finalising the specialised bike finance agreement between you and Bike Addict. The firm will even make the necessary arrangements for you to get your new bike.


Bicycle Finance SA is a Wozipo Capital brand

Wozipo Capital (Pty) Ltd is a registered credit provider: NCRCP402 

We offer an easy online finance option so you can get riding your new Bike Addict bike ASAP. Get a quote in seconds and complete your application in minutes.


Finance Calculator

Apply Online



We offer finance for bikes valued from R10 000 upwards, so whether you’re a weekend warrior or prepping for Le Tour we can help get you riding in no time.

You can finance your bike for any period between 6 and 36 months. It’s your decision. Choose what suits your budget best.

We will finance your bike and accessories (as long as they are included in the same purchase as your bike) including

The following can be financed:

  • Bikes
  • Forks
  • Gear/Group sets
  • Handle Bars
  • Pedals 
  • Bottle Cages 
  • Pumps
  • Tubeless conversions
  • Helmets
  • Shoes
  • Clothes
  • Sunglasses
  • Bottles
  • Backpacks / Camelbaks
  • Computers and lights
  • Training watches
  • Home Trainers
  • Bike carriers
  • Tailgates
  • Travel Bags
  • Action cameras

The following cannot be financed:

  • Nutrition
  • Other consumables like CO2 bombs, sludge or sealant



  • Copy of your ID.
  • 3 Months most current bank statement.
  • Copy of latest payslip.
  • Proof of address.
  • Quote from Bike Addict for the item(s) you would like to purchase.


We will then process your application and when it is successful we will let both you and the Bike Addict team know.

You will then need to pay a 10% (minimum) deposit to the bike shop and on receipt of proof of payment for the deposit, we will pay the balance to the bike shop and you will be able to collect your bike. 


Finance Calculator

Apply Online